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Industri Asuransi Sarat Menanggung Klaim US $ 25 M di Jepang

 klaim asuransi gempabumi JepangGempabumi  8,9 SR melanda Jepang Utara, Jumat  11 Maret 2011  yang diikuti Tsunami tinggi 10m kebakaran hebat dan kebocoran reaktor nuklir Fukushima telah membuat kerugian sangat signifikan bagi industri asuransi. Khusus untuk kerugian akibat krisis nuklir ini belum bisa diketahui karena masih dalam penyelidikan dan penanggulangan.

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Asuransi Merugi 1.5 Milyar Dollar Akibat Gempa di New Zealand

 

image Siang itu hari cerah, sebagian besar penduduk kota ada di luar rumah. Pusat bisnis di kota Christchurch, kota kecil di wilayah timur New Zealand menunjukkan rutinitas seperti biasa. Penduduk seolah telah melupakan gempabumi besar 7 SR yang tejadi 4 September 2010. Sebagian sudah memulai pekerjaannya setelah jam istirahat siang, ketika tiba-tiba bumi kota itu dilanda gempa dahsyat. Kurang dari 1 menit kota itu luluh lantak oleh gempabumi.

Dikutip dari sumber KOMPAS.com – Menurut laporan dari Wellington – Gempa bumi dahsyat yang melanda kota Christchurch, Selandia Baru, menelan kerugian Industri Asuransi sampai dengan 11,5 miliar dollar Selandia Baru  atau setara dengan 8,6 miliar dollar AS. Informasi ini berasal dari perusahaan  pemodelan bencana AIR Worldwide, Rabu (23/2/2011). Kekuatan gempa 6,3 SR, selasa siang, 22 Februari 2011, memang lebih rendah dari gempa sebelumnya, tetapi kerusakannya jauh lebih parah.    

Perusahaan berbasis di AS, yang mengkhususkan diri dalam peramalan biaya bencana alam dan serangan teror, mengatakan kerusakan gempa yang luas telah menutup sebagian besar pusat bisnis. Infrastruktur juga hancur. "AIR Worldwide memperkirakan bahwa  kerugian industri asuransi ... akan berkisar antara 5,0 miliar dollar Selandia Baru hingga 11,5 miliar dollar Selandia Baru," kata perusahaan itu dalam pernyataan.    

Dikatakan juga integritas struktur bangunan yang masih bertahan di  pusat bisnis Christchurch perlu hati-hati dinilai setelah kota itu untuk kedua kalinya dilanda gempa besar dalam enam bulan terakhir. Jalan dan jembatan di Christchurch telah rusak oleh pencairan, ketika getaran seismik memutar cairan bumi, AIR mengatakan, mencatat pinggiran kota dan sekitarnya juga telah terpengaruh.     Gempa 6,3 SR pada Selasa menyusul gempa berkekuatan 7,0 pada September dan AIR mengatakan gempa susulan yang kuat di kota itu tetap menjadi perhatian.

Estimasi kerugian mencakup kerusakan bangunan komersial dan rumah yang diasuransikan, isi mereka dan gangguan langsung pada operasi bisnis. Properti yang tidak diasuransikan dan kerusakan mobil, tanah, dan infrastruktur bukan bagian dari estimasi.

Gempabumi berkekuatan 6,3 SR yang melanda Selandia Baru kemarin, tidak hanya menewaskan sedikitnya 75 orang di Christchurch. Melainkan juga menggoyang hingga lepas 30 juta ton es gletser terpanjang di negeri itu, mengirim blok-blok es terjun ke danau di dekatnya.

Takaful Anshor : Motorcycle Insurance

PICT0031 Hi Bikers!  Really owning motorcycle in Jakarta without insurance is very risky. There are so many theft of motorcycle report to police. Buy motorcycle insurance. Indeed every biker require it. 

The risk of crash accidents in Jakarta was even greater. Population of motorcycles and other  vehicles increase rapidly, while highway congestion getting worse because almost no new highway length added. Then the motorcycle insurance is no longer sufficient if only to otorcycle alone. Motorcycle insurance with a label name Takaful Anshor added benefit of death

TAKAFUL ANSHOR – Motorcycle Insurance Plus

Takaful insurance company offers 2 types of motorcycle insurance. The first namely Standard Motorcycle Insurance is pure motorcycle insurance without any additional, It cover Total Loss Only due to a theft case or an accident caused more than 75% of destruction level. Rate premium for standard motorcycle insurance is 1.25%. The second type of motorcycle insurance we offered is Takaful ANSHOR. The product will replace total loss only due to a theft case or an accident with additional life insurance or Personal Accident insurance for compensation of death.  

A Takaful insurance product for motorcycle with coverage warranty risk of total loss caused by theft case or accident with additional compensation for death due to an accident or died NOT because of an accident (Life Insurance).

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Membership Terms Motorcycles Insurance

1.

For Personal ownership in accordance with the Participant's name or vehicle registration in accordance with the receipts purchasing of the motorcycle except for ownership by Business Entity

2.

Use for Personal, Office, Institution, business company and not leased or for motorcycle taxis

3. Maximum age of 7 years and a maximum sum insured of Rp. 50,000,000.
4.

Insurer is only obligated to pay a death benefit to a policy (no multiplier) if the Participant has more than one policy.

Calculation of Insurance Premium :

1]   Takaful Anshor [Extended motorcycle insurance]:

Rate Premium        :   2.50 % 
Occupation            :   Motorcycle  YAMAHA MIO SOUL issued year of 2010 
Sum Insured            :   IDR  13.000.000,- 
Basic Premium        :   IDR  13.000.000  x  2,50%         =  Rp. 325.000 ,- 
 
Annual paid Premium                                                    =  Rp. 325.000 ,-

2]   Standard Motorcycle Insurance :

Rate Premium         :   1.25 % 
Occupation            :   Motorcycle  YAMAHA MIO SOUL issued year of 2010 
Sum Insured            :   IDR  13.000.000,- 
Basic Premium        :   IDR  13.000.000  x  1,25%         =  Rp. 162.500 ,- 

Annual paid Premium                                                    =  Rp. 162.500 ,-

Biker need motorcycle insurance

Insurance Benefit :

* Total Loss Only due to a theft case or an accident

Additional Personal Accident and Life Insurance :

* Death compensation is due to an accident IDR 10.000.000,-

* Death benefit is NOT due to accident  IDR  5.000.000,-

---------------------------------------------------------------

How to Insure?

Information  :
Phone / SMS     :   +62 815 8525 9555 
Email                 :   yusuf.edyempi@yahoo.com

Takaful insurance company

Let we serve you

Wikipedia : Biased Information for Defending Pro-Jewish point of view

Wikipedia is an internet encyclopedia, that anyone can edit and add information. We all certainly know Wikipedia that founded by Larry Sanger, and Jim Wales in January 2001. Wikipedia claims it’s articles are based on a totally neutral point of view. It’s size is formidable, at 2.5 billion views a month.

Wikipedia has become a source of detailed information for all sorts of topics covered in depth. Indeed, Wikipedia is a very useful source of information, to topics such as science, computers, technology and other aspects of science. But when entering information on humanism, historical, political and other opinions in everything, Wikipedia thrust the informations that are very biased, not fair and really defending Pro-Jewish point of view.

Take advantage of the information on Wikipedia is very selective, but be careful when discussing sensitive issues concerning the opinions, religious and outlook on life.

Unbiased Encyclopedia or Jewish Tool?

Once you get below the surface, you find moderators that follow an agenda, which clearly takes a Pro-Jewish point of view.

History Of Wikipedia

Larry Sanger, and Jim Wales, founded Wikipedia in Jan. of 2001. It was an offshoot of Nupedia, an more formal encyclopedia.

Wales is presently in charge. Sanger left in 2002, and is a professor/lecturer at Ohio State.

Names like Jeremy Rosenfeld, Benjamin Kovitz, Seth Cohen, dot the landscape of technical staff.

Moderators openly admit to a pro-Jewish bias.

James Wales History
Wales who was born in Huntsville, Alabama, went to the exclusive Randolph prep school, and onto the University of Alabama. Wales graduates, and becomes a Futures Trader in Chicago. Next he opens Bomis, an ‘Adult Content’ website, which is followed by Nupedia, which morphs into Wikipedia.

Wales is the darling of the Jewish crowd at Harvard, being a fellow at the Berkman Center for Internet and Society, at the Harvard Law School. Video of Wales

Who Is Bomis.Com?
Basically ‘Bomis’ is an adult site, started by Wales, but Wikipedia calls it erotica. Typical picture , and a typical site (caution – extremely pornographic)

Wikipedia System Of Control

Wikipedians (Jewish volunteers) will concentrate on a certain subject, and actively moderate any new replies. Once an individual edits an article, his ISP number is recorded, and he is assigned a sayanim that will monitor all his future writings.

Individual contributors are assigned a tracking page, and an open record of all writings. Through out the cycle the contributor this will be monitored by Hillel, ADL, SPLC, type control agents.

Examples Of Censorship

In 1967, with Lyndon Johnson’s blessing, Israel attacked Egypt in a surprise assault. In an attempt to create a ‘False Flag’ pointing at Egypt, the Zionists attacked the USS Liberty, killing 44 and wounding 177. The attack failed when three attacking torpedo boats were on their final run, they collided, and their shots missed the ship. The Liberty got an SOS off to the USS Saratoga, and Israel was forced to abort the attack.

Wikipedia’s Stance
Their interpretation is the attack was an innocent mistake, the torpedo boats were actually rescue vehicles, which the USS fired on, and innocent Israelis had to defend themselves.

Dr. Fredrick Toben

Dr. Toben is German historian and scholar, that grew up in Australia, and runs the Adelaide Institue. He is noted for his investigation of the ‘Jewish Holocaust’. Wikipedia contributors wrote a slanderous page on him, and when he went to refute it, the sayanims deleted all his comments.

Wikipedia’s Stance

Toben is a monster, who associates with criminals, and himself was a convictIn 1941, Germany gave Jewish artists their own experimental town as prototype refuge, to protect Jews. Subsequently the Jews have altered history, and refer to it as a death camp.

When a 1943 documentary film was edited into Wikipedia’s Theresienstadt page, the Hillel Wikipedians immediately deleted, saying it was propaganda and holocaust denial

Wikipedia’s Stance

Theresienstadt was Nazi hellhole, where Jews were starved to death, and then sent on to Auschwitz.

Where Does Wikipedia Get It’s Funds?

According to it’s founder, James Wales, it lives on grants and small individual contributions.

What’s The Real Story?

From all the available information, it appears Wikipedia was started by a two Jewish kids, one a programmer, and the other an ‘Adult Site’ operator. It’s dynamic success (800,000 pages) stems from 10,000 + individual contributors, which are monitored by core sayanims.

Wikipedia’s claim: ~ ‘We are an internet encyclopedia with a neutral stance’ ~ is absurd.

This project is an attempt to control student research on the Internet. Any subject Googled will show Wikipedia as one of the first entries. Type in the word Bolshevik, and the first entry is Wikipedia. Explore their version, and you won’t be the slightest mention that the movement was a Jewish instigated bloodbath, that was responsible for 20,000,000 deaths.

In Memoriam Aminah As-Silmi : Dia korbankan semua untuk keyakinan

profil mualaf Amerika

Perjalanan pasca mengucapkan kalimat syahadat, seperti mualaf lain, bukan perkara mudah.  Ia kehilangan semua yang dicintai. Ia kehilangan  hampir seluruh teman sebab ia tidak menyenangkan lagi. Ibunya tidak bisa menerima dan berharap itu hanya semangat membara yang akan segera padam. Saudara perempuannya yang ahli jiwa mengiranya gila. Ayahnya yang lemah lembut mengokang senjata dan siap membunuhnya.

Lengkap sudah. Ia hidup tanpa ayah, ibu, saudara, teman dan pekerjaan.  Dan perceraian pun di depan mata. Di pengadilan ia harus membuat keputusan pahit ; melepaskan Islam dan tidak akan kehilangan hak asuh anak atau tetap memegang Islam dan harus meninggalkan anak. ''Itu  adalah 20 menit yang paling menyakitkan dalam hidup saya'' kenangnya.

READ MORE ... Monggo di-Klik

The Hadiths of Najd and Bani Tamim

This article will explore the hadith that preached later in the 12th century (Hijrah) or about the 17th century AD from the highlands Najed will arise source of confusion in Islam. In that place will rise the devil's horn [qarn al-shaytan]. Another hadith narrators mentioned will appear 2 devil horns.

If referring to the second hadith, then we have seen Musailamah al Kadzdzab, false prophet in the early period of Islam, derived from Najed, then the second devil horn will appear later 12th century or 3 century past.

READ MORE ... Monggo di-Klik

(1) HOW TO FIND THE MOST SUITABLE METHODE for TEACHING SOUL

Bagian PERTAMA

Preface

Saya mencemaskan anakku yang lahir setelah hampir 8 tahun pernikahan. tersemat di Akta Kelahiran Najwa Dzikrina Istighfarah binti Zulkarnain, usia 6 tahun disusul Abdillah Tanjung, 3.5 tahuh. Kakak beradik  ini menjadi lubuk curahan hati. Najwa sekolah Pre-School  dan ini menjadi sumber keresahan sebab akan masuk Elementary School.  
Saya termangu membandingkan sekolah SD tahun 1970-an dengan kondisi belasan tahun terakhir. Dimasa itu salah seorang teman satu kelas dan juga tetangga belakang rumahku hanya anak buruh cuci, namun dengan sistem  pendidikan saat itu memungkinkan dia meraih master sains dan status sosial terhormat.

READ MORE ... Monggo di-Klik

Mengenal RSS feed dari FeedBurner

  Jika Anda sering surfing sebagai user internet atau  blog-walking sebagai seorang Blogger, tentu anda menjumpai  icon kecil berwarna oranye yang biasanya ada di pojok kanan atas atau bawah sebuah website atau blog.

RSS

rss-feed-iconsNama logo ini RSS (Really Simple Syndication  atau Sindikasi Sangat Sederhana). RSS memungkinkan kita mendapat informasi terbaru yang dikirim langsung ke RSS. Dengan RSS kita tidak perlu mengunjungi situs atau blog tersebut setiap hari hanya untuk melihat apakah ada artikel atau update terbaru yang menarik hati.
Jika Anda user internet biasa (tidak mempunyai blog atau situs) maka dengan meng-klik logo RSS akan langsung mendapatkan berita, artikel, foto, video terbaru dalam 1 halaman Sindikasi Konten yang didukung oleh FeedBurner. Pada halaman ini Anda juga dapat membaca konten-konten tersebut melalui akses berbagai News Readers seperti  dibawah ini :
addtomyyahoo4Subscribe in NewsGator OnlineAdd to My AOLSubscribe Now !
Subscribe with BloglinesAdd to netvibes
Add to Google   (Choose Your Reader) by click.
Lalu bagaimana jika Anda sebagai Blogger dan ingin memanfaatkan RSS dari  situs lain? Anda harus mempunyai link ke blog tersebut sehingga melalui blog Anda sendiri bisa mengetahui konten-konten terbaru blog tersebut (tidak melalui halaman Sindikasi dari FeedBurner. Bagaimana cara? Berikut cara-caranya  :
1. Login ke dashboard blog Anda lalu ke Rancangan dan klik Add Widget.
2. Setelah halaman menu POP-UP terbuka pilihlah Gadget FEED dan isikan
    konfigurasi Feed yang Anda inginkan.
RSS
Bagian “enter the RSS feed URL here:” diisi dengan link yang terdapat pada icon kecil oranye di website/blog yang akan kita masukkan di RSS. Anggaplah misalnya kita akan memasukkan situs detikInet, jadi terlebih dahulu kita masuk ke www.detikInet dan mencari logo kecil oranye.
Setelah ketemu klik kanan pada logo tersebut dan pilih “copy link location”. Setelah itu paste di bagian “enter the RSS feed URL here:” seperti pada gambar di atas.
3. Setelah itu anda bisa memberi nama RSS  misalnya “Info terkini detikInet” pada bagian “Give the feed a title”, dan pilih jumlah berita yang ingin ditampilkan di RSS (biasanya 5). Stelah itu centang “display item date” saja untuk menampilkan tanggal berita lalu “done” dan “save change”.
4. Nah sekarang masuk ke blog anda dan lihat hasilnya apa yang anda kerjakan tadi. Setiap ada berita terbaru di detikInet anda bisa langsung membacanya dari blog anda.
Jika Anda ingin menambahkan RSS lain, misalnya dari blog teman atau blog yang sedang Anda sukai, maka cukup masuk ke “add” widget RSSlagi dan ikuti cara diatas.
The End

Determinism Versus Undeterminism in Islamic Thoughts of Destiny

                                                                                          Konsep Takdir dari Waktu ke Waktu

Sesudah Nabi wafat pada 8 Juni 632 M (12 Rabi’ul ‘Awwal 11H) dalam usia 63 tahun (lahir tanggal 12 Rabi’ul Awwal Tahun Gajah – 570 M) terjadi perdebatan dalam banyak persoalan agama, diantaranya dalam masalah takdir. Ada 3 pemahaman takdir :

Rhymes of General Douglas Mac Arthur

He is wellknown General in World War II and Korean War. He has succesfully led the US Army and made America as the winner with Japanese surrender aboard the US Missouri, August 15, 1945.

The Following poutry's General Douglas Mac Arthur hopefully will inspire us to love a challenge, especially for insurance marketers like me or who wish to pursue a challenging profession - profession in selling insurance. It talk about how to address a difficult life and how to change the view that life which is full of challenges is an opportunity to increase personal qualities. His poem send us teaching about firmness and his quotes inspires us how to educate our childs.

Word of the Day

raillery discuss

Definition:(noun) Light teasing repartee.
Synonyms:backchat, banter, give-and-take
Usage:Excitement instantly seized the whole party: a running fire of raillery and jests was proceeding when Sam returned.

Article of the Day

The Ghost Dance

The Ghost Dance is the main ritual of a messianic religious movement that gained a widespread following among Native American groups in the American West during the late 19th century. The dance, which incorporates traditional circle dance rituals, was created by a member of the Paiute tribe known as Wovoka, who taught that it would hasten the ousting of whites, the restoration of traditional lands, and the resurrection of the dead. What role did the Ghost Dance play in the Wounded Knee massacre? More... Discuss

This Day in History

F. Scott Fitzgerald's The Great Gatsby Is Published (1925)

Considered to be Fitzgerald's masterpiece, The Great Gatsby is a devastating critique of the American Dream and materialism at the height of the Roaring Twenties. It is the story of a bootlegger, Jay Gatsby, whose obsessive dream of wealth and lost love is destroyed by a corrupt reality. Today used as required reading in many high schools, the book has been cited as the paragon of the Great American Novel. Why did Fitzgerald dislike the title, and what did he want to call his novel? More... Discuss
Sanden Yogyakarta Jakarta Slideshow: Yusuf’s trip from Jakarta, Java, Indonesia to Yogyakarta was created by TripAdvisor. See another Yogyakarta slideshow. Create your own stunning slideshow with our free photo slideshow maker.
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STAGE OF MODERN CIVILIZATION SOME GREATEST ACHIEVERS OR THE ONES HISTORY WOULD REMEMBER SOME WAY - CAN YOU TRACK THEM BY NAME?